Florida law requires all automobile insurance policies to carry Personal Injury Protection, commonly known as "PIP", which is a type of no-fault auto insurance coverage. PIP insurance is designed to cover an insured individual's health care benefits, regardless of who is at fault for the accident.
Florida law requires all auto insurance policies to carry $10,000 worth of PIP coverage. In practice, Florida's PIP laws mean that those injured in car crashes may be able to make an auto insurance claim for about $10,000 worth of reasonable and necessary health care costs caused by the car accident, even if the injured party was to blame for the accident.
While PIP auto insurance is an easy way to ensure that car accident victims can get at least some health care coverage without a lot of fuss, some reformers and lobbyists complain that PIP is commonly abused. Indeed, just a few days ago six people were arrested in Miami.
According to the Miami Herald, some of the current ideas for reform include mandatory arbitration for disputed PIP claims, creating a bureau to license healthcare clinics eligible for PIP benefits, and getting rid of PIP altogether.
Time will tell whether or not PIP reformers and auto insurance lobbyists can successfully urge lawmakers to change Florida's auto insurance policy requirements. One thing is for sure, all Florida personal injury attorneys should follow the issue because reform is certainly on the radar.
If you were involved in a car accident, an experienced Florida personal injury attorney who stays on top of all of Florida's latest legal developments can be extremely helpful. The Esquenazi Law Office offers a free consultation, so call our office at (305) 532-1900 today
By on January 17, 2011 2:47 PM
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